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FHA Purchase

We have over 20 years experience in originating FHA Purchase Loans. Dealing with professionals who t...

HARP Refinance Program

***Attention Underwater Homeowners*** If you’re not behind on your mortgage payments but have be...

Down Payment Assistance

Nevada Down Payment Assistance loan program offered by Neighborhood Stabilizati...
FHA Streamline Refinance



FHA Streamline Refinance Details:

 The FHA streamline refinance is used to lower the monthly interest due on FHA mortgages. In today’s historically low interest rate environment, almost all homeowners are benefiting from this interest rate reduction. In 2012 thousands of our clients just like you saved hundreds of dollars a month. Some of our clients refinance to a lower term, pay their home off faster, and pay the same amount monthly!!! The process is quick and easy with very little documentation required. 

Keep in mind to qualify for a FHA Streamline your current loan must be a FHA loan. If your current loan isn’t a FHA loan don’t worry, we have many options. We may be able to do a traditional FHA refinance or perhaps another type of loan.

   Refinance Cost Vs. Benefit Analysis:

As part of the FHA streamline program requirements there must be a benefit to the borrower to do the transaction. There are many different benefits as outlined below. Some say you have to drop your interest rate by more than 2% for it to make sense. A 2% drop in rate will almost always make sense so to that I agree. However, I cannot agree that you need a 2% drop in rate to see a real benefit. What if you were able to drop your rate .5%, at no cost, shave three years off of the end of the loan, and keep the same balance? Three years of payment savings is significant. The cost vs. benefit analysis must be done to the individuals needs and not generalized. Additionally, according to the FHA streamline refinance program the borrower must have a 5% PITI payment reduction to qualify. Contact us to get your cost vs. benefit analysis done and start saving money.

  Benefits of an FHA Streamline:

  • No out-of pocket costs
  • No credit check
  • Bankruptcy OK
  • Foreclosure OK
  • Bad credit OK
  • No income verification
  • Lower rate
  • Pay your loan off faster by going to a lower term
  • Defer 2 mortgage payments
  • No Appraisal Required
  • No max loan to value


  Contact us today to get started!

 Joshua Coomer | Sr. Mortgage Originator 


8985 S. Eastern Ave, #375 | Las Vegas, NV 89123
T 702.850.1000 | F 702.507.2322 | C 702.491.2208


NMLS: #176553
Company NMLS: