HARP Refinance Program
First Time Home Buyers Tips
Mann Mortgage was founded on the belief that real customer service, not lip service, is paramount. We have pledged to work hard, honestly, and intelligently. Our loyalty is only with you, the customer, not the lender nor the real estate firm. We share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. We believe in being very accurate with quotes regarding interest rates and estimated closing costs. Lastly, we believe it is important for our customers to understand the issues which impact the decisions that only they can make. We take the time to provide the necessary information because only a well-informed customer can make the best decisions.
At Mann Mortgage, we believe in...
Being a trusted partner. Mortgages are not commodities. If you think "it's just about the rate", you are going to be disappointed from the start. While the rate is important, it's also about finding a trusted partner to help you navigate a complex transaction by offering honest advice and responsive support throughout the entire loan process.
Being transparent. Are the fees reasonable? Find out exactly what the loan will cost you. While some fees aren't avoidable, know that many fees are unnecessary "junk fees" and can be negotiated. Be sure to get a good faith estimate statement that shows your total expected fees. Some companies will include all the fees in a higher interest rate.
Saving you money wherever possible. No closing costs generally means a higher interest rate. Thirty years with a higher rate rarely saves you money. That's why at FHA lending group, we strive for a balance that's in your best interest. Because we are a vendor neutral mortgage professional, FHAlendinggroup will find you the best rate with the lowest fees possible. It's what we do best.
helping our clients be successful. If your goal is to own your home debt free before retirement, let FHA lending group show you how. By adding just a little bit more too each payment, you can reduce the term of your loan by years. At your request, we will produce payment schedules to match when you plan to retire (at no cost to you).